Kulubin was born normal but became permanently disabled due to adversities faced by his family. He was down with a high fever that demanded urgent treatment when he was 2 years old. However, his parents could not afford to visit the clinic. Overwhelmed by the situation, Kulubin's parents had no choice but to seek treatment from a shaman. It ended tragically instead. Kulubin was infected by polio - a highly contagious disease caused by a virus that attacks the nervous system - which resulted in the abnormality of his leg. Since that time, he needed a long wooden crutch to move around.

Kulubin married a woman who accepted him wholeheartedly in spite of his condition. They were blessed with 3 children, currently studying in primary and secondary school nearby. Both Kulubin and his wife struggled to even provide the basic needs for their growing family. As small time farmers, Kulubin and his wife sell home-grown vegetables or vegetables bought from the wholesalers, but the income earned was not enough to make ends meet. In fact, they depended on the vegetables that they did not manage to sell as one of their sources of food. As for the children’s pocket money, Kulubin could only afford to give a very minimal amount to their child.

In order to get more income, Kulubin cooked fried rice and noodles from their small, barely equipped kitchen, for his children to sell them at school. Despite the extra income, Kulubin still could not afford to buy a car and was only relying on public transportation to go to town to conduct his business. On top of that, he only bought clothes priced between RM3 – RM5 from thrift shops for his wife and children. Deep down inside, Kulubin always felt inadequate and blamed himself for not being able to provide well for his family and wished he wasn’t disabled as he felt it caused a tougher life for his family.

The Maybank RISE breathed a new life into Kulubin. With the endless support that he received from Maybankers, trainers and mentors, he became more motivated and started believing that he could change the life of his family for the better. He made use of the knowledge, ideas and business strategies gained from the R.I.S.E. programme to expand his small business selling vegetables. From only selling vegetables, Kulubin started to sell Tuhau - a traditional side dish of the Dusun ethnicity – as well as home-bred catfishes. He actively promotes his products to customers via texts and calls instead of waiting for them to come to him. Kulubin also expanded his network in order to reach and attract even more customers by asking his friends to forward his business texts around. The number of customers increased day-by-day, in response to Kulubin's home made Tuhau. Kulubin witnessed the tremendous increment in his income.